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Geetha Lakshmi Shanmugam is an experienced professional in Wholesale Credit Risk, currently serving at Hong Leong Bank Berhad since December 2019, where responsibilities include approving credit applications and evaluating various credit requests for senior management approval. Previous roles include positions at HSBC and Affin Bank Group, where significant contributions involved evaluating SME, commercial, and corporate loan applications and recommending actions to management committees. Geetha also held a managerial position at Maybank Malaysia and Maybank Cambodia, focusing on credit risk analysis and the establishment of a new Credit Management Department. Geetha's professional education includes a Master of Applied Commerce from The University of Melbourne and a Bachelor of Economics from the National University of Malaysia, alongside a Certified Credit Professional designation from the Asian Institute of Chartered Banker.