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Marcia Vermaas CPA, CMA, ACMA (UK), CGMA is an accomplished finance professional with extensive experience in mortgage servicing and default management, currently serving as Vice President at HomeEquity Bank since March 2020, where previous roles included Director and Senior Manager in the same department. Prior experience includes a managerial position in Financial Control at RBC and various finance roles at Standard Bank Group, encompassing Finance Manager, Financial Reporting Manager, Credit Risk Analyst, and Credit Collections Analyst. Marcia holds a Bachelor of Commerce in Financial Management from the University of Pretoria and is actively pursuing further qualifications through The Chartered Institute of Management Accountants.