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Francisco Pinto has developed a robust career in change management and business analysis, currently serving as the Head of Change Iberia at Hiscox. Previously, Francisco held the positions of Change & Service Improvement Manager and Business Analyst at Hiscox. Earlier experience includes a summer internship at Luso Partners - Sociedade Corretora, S.A. and another summer internship at Unicre, contributing to a well-rounded skill set in the financial services sector.