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CHAITANYA KULKARNI is a banking risk professional with 12 years of experience. CHAITANYA currently serves as the State Head of Fraud Control Unit at Hero Housing Finance and holds the title of Senior Risk Manager. Prior to this, CHAITANYA worked as a Risk Manager at L&T Housing Finance, ICICI Bank, and Tata Motors Financial Services Limited, where CHAITANYA held various managerial positions. CHAITANYA obtained their Master of Commerce degree in Accounting and Finance from Pune University.