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Vibhor Goindi serves as the Policy Head for Unsecured Loans at Hero FinCorp since July 2020, focusing on designing and reviewing automated policies and leveraging data science tools to enhance risk management practices. Previously, Vibhor held positions as Policy and Credit Head at DMI Finance Private Limited, where responsibilities included policy development and management of credit loss for unsecured consumer loans, and as Associate Vice President of Risk Policy for unsecured loans at Bajaj Finserv, emphasizing portfolio growth and strategic planning. Additional experience includes roles at SBI Cards, ABN Amro Bank, and GE Money India, showcasing expertise in risk analysis, policy drafting, and collection strategies. Vibhor holds a Bachelor of Commerce degree from Delhi University.