ÂÜÀòÂÒÂ×

Matthew Spencer currently holds the position of Senior Vice President - Commercial Loan Officer at Heritage Bank of Commerce. Prior to this, Matthew worked as a Vice President in the Technology Banking Division at Bridge Bank. With experience in finance and credit analysis, Matthew has also served as a Senior Associate at PwC, specializing in corporate tax provisions for Fortune 500 companies. Matthew's educational background includes a BS in Economics and Accounting from California Polytechnic State University-San Luis Obispo.