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Julia TERRIER has extensive experience in the financial services sector, currently serving as Chef de Produit at Hedios since July 2022, where responsibilities include the creation and launch of investment solutions for Gammes H. Previous roles include FX Sales Executive at iBanFirst, focusing on client relationship development and optimization of international payments for SMEs, and Chargée de Développement Commercial at DS Investment Solutions, where Julia was involved in business development and promotion of structured financial products. Julia's career also includes positions at Groupe PRIMONIAL in commercial assistance roles, and various client management roles at Arval, BNP Paribas, and La Caisse d’Epargne. Educational background includes a Master in Finance de marché and a Bachelor in Gestion de patrimoine from PPA Business School, along with project management training from Skills4all.