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Sourya Sannigrahi is an experienced professional in credit analytics and innovation, currently serving as AVP at HDFC Bank after holding roles as Senior Manager and Manager in risk analytics. Prior experience includes an associate advisor position at the Leadership Assessment and Development Centre and a purchasing officer role at Ford Motor Company. Sourya's career began with an internship focused on the electrification of LHB locomotives at Eastern Railway (Sealdah division). Educational qualifications include a Master’s degree from T A Pai Management Institute, Manipal (2016-2018) and a Bachelor of Technology in Electrical Engineering from Netaji Subhash Engineering College (2011-2015).