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Nikhil Mudgal is a seasoned professional with significant experience in banking and finance. Currently serving as a Senior Manager at HDFC Bank since June 2022, Nikhil previously held the position of Area Sales Manager at Paytm for a brief period. Nikhil's career includes valuable experience at ICICI Bank, where roles included Manager and Deputy Manager, focusing on expanding portfolios and maintaining key partnerships with major OEMs. Early career experience includes a finance internship at Phillip Capital India Pvt. Ltd. and a role as a Software Engineer at Accenture, specializing in quality testing in the health and public service domain. Nikhil holds a PGDM in Financial Services from K J Somaiya Institute of Management and a BTech in Electrical, Electronics and Communications Engineering from SVKM's Narsee Monjee Institute of Management Studies.