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Manish Kumar possesses extensive experience in the banking and finance sectors, currently serving as the Head of Liability Business & Alliances for Banking as a Service (BaaS) at HDFC Bank. Previous roles include Head of Strategy & Initiatives for Rural Banking and Vice President at BOTC, as well as Senior Manager of Product & Strategy in Construction Equipment Finance at HDFC Bank. Manish's career also features a managerial position at ICICI Bank and a role as Operations & Project Manager at ICICI Prudential Life Insurance Company Limited. Additionally, Manish participated in the Young Leadership Development Program at ONGC as a summer intern. Educational qualifications include an Executive MBA in Business Administration and Management from Harvard Business School (March 2023 - September 2023) and completion of the Business Leadership Program (2020-21) in Entrepreneurship at the Indian Institute of Management Sambalpur.