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Jomy Abraham is a Senior Vice President at HDFC Bank, with a focus on Credit and Market Risk, specifically in Counterparty Credit Risk Management, since 2011. Prior experience includes a role as Consultant Risk Management at iflex solutions (Revelues) from August 2006 to August 2008, where Jomy served as a Business Analyst and Consultant for FTP/ALM and Credit Risk, collaborating with international banks. Jomy's career began at The Catholic Syrian Bank Ltd, from January 1996 to August 2006, as Chief Manager, overseeing Domestic Treasury operations and credit underwriting. Jomy holds a Chartered Accountancy degree from The Institute of Chartered Accountants of India, CAIIB from IBA, and a BCS in Consultancy from Jamnalal Bajaj Institute of Management Studies (JBIMS).