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Gambhir Panwar is a Vice President at HDFC Bank with extensive experience in bullion treasury and retail FX. Prior to joining HDFC Bank, Gambhir worked at Punjab National Bank as a Manager, specializing in FX trading and credit management. Gambhir holds a Certified Associate of Indian Institute of Bankers degree in Advance Banking and Financial Management from Indian Institute of Banking and Finance. Gambhir also holds a Bachelor of Science in Mathematics from MPG College Mussoorie.