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Frank Flowers is a seasoned compliance professional with extensive experience in financial services and agency management. Currently serving as a Senior Compliance Analyst at HD Vest Financial Services since August 2015, Flowers also manages six collection agencies nationally as a Senior Agency Manager at Debt Store LLC, ensuring adherence to federal and state regulations. Prior roles include Compliance Analyst at USAA, where post-closed loans were reviewed for compliance with RESPA, HMDA, and TIL, and Special Risk Underwriter, Recruiter, and Trainer at JPMorgan Chase. Frank Flowers holds a Master's degree in Public Administration with a focus on Human Resources Management from Troy University Atlanta and a Bachelor of Arts in Sociology from the University of North Texas.