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Richard Guilford, MBA, CPA, CTP has over 35 years of experience in finance and treasury. Richard began their career as an Asset Based Auditor at American National Bank in 1983. In 1987, they joined The HAVI Group LP as Manager of Finance, where they worked for 10 years. In 1997, Richard moved to CNA Insurance as Manager of International Treasury before joining HAVI in 1999 as VP of Treasury. Richard'sexpertise lies in treasury management, international finance, and financial analysis.

Richard Guilford obtained their Bachelor of Science degree in Accounting, Economics, and Business Administration from Augustana College between 1979 and 1983. Richard then pursued an MBA at Northern Illinois University from 1993 to 1994. In addition, Richard Guilford is a CPA, although the specific details regarding this qualification are not provided.