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The Underwriting and Risk Assessment Team at Harford Mutual Insurance Group is responsible for evaluating insurance applications, determining coverage terms, and pricing policies based on the risk associated with each account. This team works closely with independent agents and clients to ensure tailored insurance solutions that meet the unique needs of businesses, while also maintaining the company's commitment to profitable growth and financial stability. Their expertise helps safeguard policyholders' interests by accurately assessing risks and providing reliable coverage options.