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Cheng Qian, FRM, is an experienced data science professional currently serving as a Data Science Manager at Gusto, after previously holding the position of Senior Data Scientist. Prior experience includes significant roles at American Express, where Cheng Qian advanced from Manager to Senior Manager in Risk Management, and earlier worked as a Data Scientist at Santander Bank, N.A. Cheng Qian holds a Master's Degree in Financial Mathematics from the Questrom School of Business at Boston University and a Bachelor's Degree in Finance from Shanghai University of Finance and Economics.