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Karthik Ramachandran is an accomplished professional with extensive experience in risk management and information security in the financial services sector. Currently serving as the 2nd Vice President at Guardian Life since June 2018, Karthik Ramachandran previously held significant positions at JPMorgan Chase as Executive Director in Global Technology and at Credit Suisse as Head of Functional Risk Management for the Americas. Karthik Ramachandran's earlier roles include managerial positions at Deloitte and Keybank NA, emphasizing expertise in IT risk and enterprise risk services. Karthik Ramachandran holds an MBA in Marketing from Kent State University and a B. Engg. in Computer Science from the University of Mumbai.