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Ricky Knox has been involved in GSM Systems since its founding in 2003 and is a director and founder of Small World Financial Services Group Ltd, now Europe’s largest independent Money Transfer operator and one of the three companies he has founded and built up since completing his MBA. Ricky’s career has been spent in Entrepreneurship and Private Equity, having worked at MMC Ventures backing early-stage high-growth companies. Clarity FX was a foreign exchange advisory firm focused on saving money for large multinationals, which he sold in 2005. Mr. Knox is a graduate of Bristol University, UK, and holds an MBA from INSEAD. Mr. Knox focuses on financial governance and oversight of GSM Systems operations while advising senior management on organizational development and strategy.