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Catarina Ricardo is a Senior Financial Consultant at Grupo Conceito since August 2023, previously serving as a Financial Services Consultant. Prior experience includes roles as a Técnica de contabilidade at Luís Simões Logística Integrada, S.A. and an Accountant at Conceito - Consultoria de Gestão, S.A., where expertise in VAT, fiscal representation, and general accounting processes was demonstrated. Catarina also worked as an Accountant at TMF Group, specializing in payroll and internal reporting. Early career experience includes an audit assistant position at Pinto&Palma SROC and a brief stint as an accountant at Diniz & Cruz. Education includes a postgraduate specialization in Tax Law from Faculdade de Direito da Universidade de Lisboa, a Master's in Accounting, Taxation, and Business Finance from ISEG, and a degree in Business Management from Universidade Europeia.