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James Hawkins has a diverse range of work experience. James started out at American Equity Mortgage as a loan officer in 2001, and then moved on to Ace Mortgage Funding where they worked as an LO generating loan applications and selling mortgage products. In 2005, they became a Branch Manager at Elite Mortgage, where they were responsible for opening a branch in St. Louis and managing a team of 5 employees. James then joined Golden Oak Lending as President in 2006. Additionally, Hawkins volunteered as a Treasurer for the Wentzville Wildcats, a youth football program, from 2013 to 2016.

James Hawkins attended Washington University in St. Louis from 1986 to 1990, where they earned a Bachelor of Science (BS) degree and a Bachelor's Degree in Economics.