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Throughout his 26 years in lending, Joe has developed a track record of success as a branch manager, regional account executive, and as a loan center manager. He has been responsible for loan production for over 60 retail branches, as well as, marketing, training, and recruiting loan officers and new branch managers. Joe leads mortgage professionals from problem solvers to trusted advisors by focusing on value-based relationships with referral partners. Golden Empire Mortgage is has been a top-performing mortgage banker since 1987, and Joe will continue this legacy as well as looking to continue the development and expansion of new markets throughout the western United States. Joe has been named one of the 100 Most Influential Mortgage Executives in America by Mortgage Executive Magazine.