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Justo Villalobos has worked in the financial services industry since 2004. Justo started their career at MDA Mortgages as a Loan Originator in 2004. In 2007, they joined Bank of America as an Associate Small Business Banker, where they were responsible for loan origination, loan processing, and establishing new mortgage relationships. Justo also engaged in cold calling and professional presentations, opened small business accounts, and uncovered clients with potential credit needs. In 2012, they moved to Get Credit Healthy Co. as an Account Executive.

Justo Villalobos received a Bachelor of Business Administration (B.B.A.) from Ashford University between 2012 and 2014. From 2002 to 2003, they attended Miami Dade College and earned an Associate's degree in Business Administration, Management and Operations. In addition, they completed a Mortgage Broker Course from the Florida School Of Real Estate to obtain a Mortgage Broker License.