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David Fersdahl has over two decades of experience in the financial industry, holding various leadership roles in risk management, credit policy, and analytics. David has worked for companies like GBank, USAA, JPMorgan Chase, and Citi, demonstrating expertise in overseeing credit card portfolios, managing risk, and implementing strategies to improve profitability and reduce losses. Fersdahl has a Doctor of Law degree from The University of South Dakota and a Bachelor of Arts in Business Administration and Management from Augustana University.