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She started her professional career at Mckinsey & Company on 1994, having left as Senior Associate in 2004 for the position of Coordinating Director of the Office for Strategic Analysis (GAE) of UNICRE – Instituição Financeira de Crédito, S.A., which she held until 2008. After this position, she was the Director of the Corporate and Strategy Office of SIBS Forward Payment Solutions / SIBS SGPS, (2008-2013), non-executive member of the Board of Directors of MULTICERT – Serviços de Certificação Electrónica, S.A., (2009-2013) and also an executive member of the Board of Directors of SIBS Pagamentos (2011-2013).

She was also non-executive Chairman of the Board of Directors of Caixatec – Tecnologias de Comunicação, S.A. (CGD) and of Sogrupo – Sistemas de Informação, S.A. (CGD), between 2013 and 2016.

Between 2017 and 2022, she was a non-executive member of the Board of Directors of SIBS, SGPS and of SIBS - Forward Payment Solutions, S.A.. Additionally, she was also Chairman of the Board of Directors of Euronext Lisboa, Interbolsa and Euronext Technologies (2016-2017) and member of the Board of Directors of Euronext NV, (2016-2017).

Maria João Carioca holds a Bachelor Degree in Economics from the Universidade Nova de Lisboa and a MBA from INSEAD, having also participated in the Leading Change and Organizational Renewal (LCOR) at the Harvard Business School, on 2012 and in the Driving Strategic Innovation, at the Massachusetts Institute of Technology, on 2018, in the Design Thinking, at the Columbia Business School, on 2019 and in the Advanced Advanced International Corporate Finance Programme, at the INSEAD on 2021.

Maria João did not hold any position in other entities with reference to 3 May 2023.