Saurav Kumar is a Quantitative Researcher at Franklin Templeton since September 2023, previously serving as a Data Scientist at Wells Fargo from August 2020 to August 2023, where significant contributions included building a credit card recommendation model, conducting advanced topic modeling, and developing a digital re-targeting model that saved $1M annually. Earlier experience encompasses roles such as Associate at Acies Consulting, focusing on OTC derivatives and market risk, Associate Researcher at the Indian School of Business, where a statistical arbitrage trading strategy achieved notable returns, Quantitative Risk Developer at CME Group, and leadership roles in events at COMPOSIT, IIT Kharagpur. Saurav Kumar holds an MTech in Financial Engineering and a BTech in Metallurgical and Materials Engineering from the Indian Institute of Technology, Kharagpur, demonstrating a robust academic background with consistent grades.