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Chad Carroll is currently the EVP, COO at F&M Trust. Prior to this, Chad held various leadership positions at S&T Bank, Huntington National Bank, FirstMerit Bank, BBVA Compass, Countrywide Bank, JPMorgan Chase, and Bank One. Chad has extensive experience in retail banking, business banking, and mortgage sales, and holds a Bachelor of Arts degree in Economics & History from Indiana University Bloomington.