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Aily Zhang, FSA, FCIA, is an experienced actuarial professional specializing in pricing, product actuarial work, and business planning. Currently at Foresters Financial since May 2022, Aily has held significant roles including pricing and capital strategy. Previously, Aily worked at ivari Canada focusing on Canadian Universal Life valuation, and at Manulife, leading the IFRS 17 implementation for Canadian Universal Life products. Aily's career also includes pricing for variable annuities and fixed products at Manulife Investment Management, as well as roles in UL valuation modeling, model risk management, and commercial due diligence. Aily holds a Bachelor of Mathematics from the University of Waterloo.