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Bernhard R. has extensive experience in the financial services sector, currently serving as Referent Bankenabwicklung at FMA Finanzmarktaufsicht Österreich since May 2021. Prior to this role, Bernhard held the position of Senior Manager Group Regulatory Affairs at Raiffeisen Bank International AG from December 2018 to April 2021, and worked as a Senior Analyst at Oesterreichische Nationalbank from November 2015 to July 2018, focusing on bank recovery and resolution. Bernhard's earlier roles include positions at BAWAG, where responsibilities encompassed Capital Markets & Financial Institutions, and Corporate Treasury Solutions, as well as Corporate Treasury Sales at UniCredit Bank Austria AG. Bernhard's career began as a Trainee Sales at Prisma Kreditversicherung. Bernhard holds a Diplom in Unternehmensfinanzierung und Unternehmensgründung and a Magister in BWL, both from Johannes Kepler Universität Linz.