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Jeff Ratliff

AVP & Residential Mortgage Banking Manager at First State Bank

A lifelong resident of Brown County, Jeff attended Morehead State and brings more than 30 years of banking experience to his position. In his role, he will oversee all residential mortgage banking for the bank. Jeff serves as a Board Member for the Brown County MRDD Housing Alternatives and the Local Southern Ohio Ag and Community Development Foundation. He is also the President of the Adams/Brown Sportsman Club through the Quail Forever Organization.

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