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Phil Henriksen has a diverse work experience in the finance and retail industries. Phil currently serves as the Director of Consumer Lending at First Independence Bank since December 2022. Prior to that, they worked as a Senior Mortgage Lender at BNC National Bank Mortgage Division starting from May 2019. From January 2015 to May 2019, they worked as a Mortgage Loan Officer at MB Financial Bank. Phil also has experience as a Loan Officer at RoundPoint Financial Group from October 2013 to January 2014 and at Michigan Mutual from June 2013 to October 2013. Before entering the finance industry, Phil worked in Store Management at Walgreens from December 2002 to July 2011.

From 1998 to 2002, Phil Henriksen attended Western Michigan University - Haworth College of Business, where they pursued a Bachelor of Business Administration (B.B.A.) degree. Their field of study was Business Administration and Management, General.