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Carmen Inclan is a seasoned Mortgage Loan Officer at First Horizon Bank since March 2023, bringing extensive experience in residential mortgage lending. Previous roles include Vice President at City National Bank of Florida, Regions Bank, and Raymond James Bank, as well as Senior Mortgage Loan Officer at PNC. Carmen's expertise encompasses home purchases, refinancing, new construction, and renovations, with a particular focus on serving a diverse clientele, including high-net-worth individuals and professional athletes. With a background that includes leadership positions and a successful tenure as Vice President at HomeBanc Mortgage Corporation, where Carmen ranked as the #1 originator in Central Florida for six consecutive years, Carmen possesses a thorough understanding of the mortgage process and strong execution skills. Educational qualifications include a BA in Foreign Languages and Marketing from Rider University.