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Tobias Halbmaier is an experienced finance professional currently serving as the Director of Guaranteed Lending at First Foundation Inc. since March 2022, specializing in SBA 7a, SBA 504, and the California State Loan Guaranty Program. Previous roles include Managing Director of Sales at ZeBridge Capital, focusing on real estate secured transactions, and EVP of Sales and Marketing at Pacific Enterprise Bank, where responsibilities encompassed commercial real estate and small business lending. Tobias also held positions as a Business Development Officer at US Bank and a Middle Market Relationship Manager at both Pacific Mercantile Bank and Comerica Bank. Academic qualifications include an MBA in Entrepreneurship from the USC Marshall School of Business and a BS in Finance from California State University-Long Beach.