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Debra Oster has had a varied work experience, beginning in 2007 with Mutual of Omaha as a Representative where they helped people to be financially secure by using a three-step process. In 2009, they became a Former Member of BNI (Business Network International). In 2011, they started working at Wells Fargo Bank as a Personal Banker and Teller, initiating first contact with customers, ascertaining needs, and directing them to the appropriate person. Debra also worked as a Lead Teller. In 2013, they moved to Community Banks of Colorado, a Division of NBH Bank, N.A., as a Personal Banker, responsible for opening new accounts, reviewing accounts, taking loan applications, and generally assisting clients with any needs in the banking center. Finally, in 2018 they joined First FarmBank as an Assistant Branch Deposit Operations Manager and Financial Services Specialist.

Debra Oster attended Aims Community College from 2000-2003, where they received an Associate of Arts (AA) in Business. Debra then attended Metropolitan State University of Denver from 2003-2006, where they earned a Bachelor of Science in General Finance.