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Thomas Lower possesses extensive experience in the mortgage and real estate sectors, currently serving as a Loan Officer and Co-Branch Manager at First Community Mortgage since September 2023. As the Broker and Owner of Realteam Real Estate since January 2014, and previously as Broker and Owner at Range Lending from March 2018 to October 2023, Thomas has developed a strong presence in real estate. Prior roles include Mortgage Broker at Somerset Lending Corp, Director of Mortgage Banking at One Reverse Mortgage, and a top-tier banker at Quicken Loans. Thomas also has entrepreneurial experience from owning toolexpenses.com, where revenues exceeded $1 million in a year, and has a background as a Sr. Buyer at Jabil. Additionally, Thomas served as a Medic in the US Army from 1994 to 2000. Educationally, Thomas holds a Bachelor of Science degree in Logistics, Materials, and Supply Chain Management from Central Michigan University.