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David Bernier is an experienced banking professional with over three decades in the industry. Currently serving as Vice President at First Citizens Bank since 1997, David is known for a highly energetic and creative approach to banking challenges, consistently striving to exceed client expectations. Prior to this role, David held the position of Vice President at Wachovia from 1990 to 1996. David earned a Bachelor of Science degree in Finance from Clemson University, where studies were completed from 1986 to 1990.