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Todd Kelly has a diverse work experience spanning several industries. Todd started their career in 1993 as a Claims Supervisor at the National Insurance Association/GRE. From 1995 to 1998, they worked as a Claims Supervisor at Sagamore Insurance Company, where they developed procedures and processes for a start-up insurance company. In 1998, Todd joined InsureMax Insurance Company as the Vice President of Claims, where they developed policies and procedures for the claims department. Todd later became the Senior Vice President - COO - CFO, overseeing all aspects of the company's operations. In 2005, they started their own business called Celtic Photography, where they served as the Owner/President until 2020. Since 2016, Todd has been working at First Chicago Insurance Company, first as Treasurer and currently as the Chief Accounting Officer. In their current role, they lead a team and ensures compliance, internal control, and proper protection of company assets.

Todd Kelly attended Indiana University Bloomington from 1983 to 1988, where they earned a Bachelor of Science (BS) degree with a major in Public Affairs and a minor in Political Science.