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Joan Carette is a seasoned legal professional specializing in fintech, payments, and financial regulations, currently serving as a Partner at Simont Braun and Osborne Clarke. Joan holds a board member position at FINTECH BELGIUM and has previously worked as Counsel and senior attorney at Liedekerke Wolters Waelbroeck Kirkpatrick. Joan's early career included a role as an institutional analyst at the CBFA (now FSMA), overseeing the supervision of banks and investment firms. Joan's educational background includes a DEA in European Law and a Master's in Law, both obtained from the Université libre de Bruxelles.