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Nikki Kettles is a seasoned professional with extensive experience in financial inclusion and mobile solutions. Currently serving as Executive of Licences and Payments Regulation at Mukuru since March 2023, Nikki has held various leadership roles at FinMark Trust since August 2015, including Executive Head Programmes and South Africa Financial Inclusion Manager, focusing on developing the South African Financial Inclusion Strategy. Additionally, Nikki has a background as an independent consultant and has held positions at Standard Bank of South Africa and Namitech (Pty) Ltd. Nikki Kettles holds an MBA from the University of the Witwatersrand and has pursued further education in digital economy development and equitable organizations.