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Carlos Perales Caparrós is a highly experienced and skilled Analyst-Programmer who has worked in various prestigious companies such as FICOSA, Hewlett Packard Enterprise, and Zurich Insurance Company Ltd. Carlos has a background in Information Technology and Business Studies, with a strong focus on developing and maintaining applications for banking and insurance sectors. Carlos has a proven track record of successfully managing operational processes and incidents for important national and international banking entities. Carlos also has experience in client recruitment and advisory services for insurance products.