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He was born in 1955. After graduating from Indiana University in Business Administration, he earned a master's from Roosevelt University. He started his banking career at CitiBank in 1984. After joining Finansbank in 1988 as a branch manager, he served as General Manager at Finansbank (Credit Europe Bank) Suisse between 1991-1993 and at Finansbank A.Åž. Since 1999, Fiba Group foreign banks and Fiba Holding A.Åž. Served as a Member of the Board of Directors. He currently serves on the Boards of Fibabanka and Credit Europe Bank Suisse.