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Atilio Avalos is a seasoned professional in the banking and finance sector, currently serving as a Business Banking Relationship Manager at Farmers & Merchants Bank of Central California since September 2020. Atilio has a strong background in credit analysis, having held roles such as Commercial Credit Analyst III and AVP, Jr. Underwriter at Bank of Hope, where expertise in financial analysis, underwriting, and credit risk assessment was developed across various industries. Previous experience as a Credit Analyst at Opus Bank and a Credit Support Specialist at Comerica Bank further honed analytical skills and knowledge of credit processes. Atilio's career began as a Finance Manager at Avalos Marble & Granite - Tile, Inc., where operational and financial management were key responsibilities. Atilio holds a Bachelor's Degree in Business Administration with a Concentration in Finance from San Jose State University, complemented by earlier education at Mission College.