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Derek Bowman possesses extensive experience in analytics, risk assessment, and operations within the financial services sector. Currently serving as Manager of Collection Analytics at Fairstone Bank since March 2015, Derek leads the development and interpretation of collection strategies and initiatives while overseeing agency performance. Previous roles at Fairstone include Risk Analyst and Compliance Analyst. Derek's earlier experience at Citi Cards Canada Inc. as a Business Risk Control Coordinator and Senior Supervisor/Collections emphasized operational compliance and team management. Prior experience at iQor as AVP Operations and Operations Manager involved optimizing collections activities and workflow strategies. Educational qualifications include a Diploma in Computer Programming/Systems Analysis from Loyalist College and a Bachelor's degree in Psychology from Brock University.