Gitika Singla is a Senior Manager at EXL since September 2022, bringing extensive experience in data science and analytics. Prior to this role, Gitika served as a Senior Data Scientist at StashFin and a Manager of Payment Analytics at PayU. Gitika's career also includes an Associate Manager position within Credit Risk Analytics at JPMorgan Chase & Co., where leadership was demonstrated in managing the Collections team for the Overdraft portfolio. Earlier experience includes a role as Lead Assistant Manager in Credit Risk Analytics at EXL, providing consultancy on various risk management programs for a leading US bank. Gitika holds a Bachelor's degree in Industrial Engineering from the National Institute of Technology Kurukshetra, completed in 2015.