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Krishna Gopinathan is the founder, president, and COO of Global Analytics, a firm that applies predictive analytics to financial services applications. Mr. Gopinathan previously co-founded Burning Glass Technologies, a pioneer in applying advanced natural language processing technology to the human resources industry. Previous to that, he developed credit card fraud detection systems as a vice president for HNC Software. His key patents include the much-cited "Fraud detection using predictive modeling" and "Risk determination and management using predictive modeling and transaction profiles for individual transacting entities."