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Kelly Duray is an experienced branch manager currently employed at Evergreen Home Loans NMLS 3182 since January 2024. Prior to this role, Kelly served as the AVP Billings Branch Mortgage Manager and Real Estate Lender at Opportunity Bank of Montana from March 2019 to January 2024. With a tenure at Western Security Bank from November 2001 to March 2019 as a Real Estate Lender, Kelly specializes in various loan products including home loans, construction loans, FHA, RD, VA, conventional loans, and fixed-rate home equity loans for primary residences, second homes, investment properties, and land loans. Kelly holds a Bachelor of Business Administration degree from Montana State University Billings, earned between 1996 and 1999.