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Luka Miličić is a Credit Risk Manager at Erste Banka Srbija since November 2021, specializing in underwriting for large corporate clients, real estate, public sector, non-bank financial institutions, and leveraged and project financing. Prior to this role, Luka served as a Retail Credit Risk Analyst at Direktna Banka from April 2021 to November 2021. Luka is currently pursuing a Master's degree in Banking and Financial Management at the Faculty of Economics and Business, University of Belgrade, after completing a Bachelor's degree in Finance, Banking, and Insurance at the same institution.