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Somto Mbelu is a PhD candidate at Erasmus School of Philosophy, Erasmus University Rotterdam, specializing in the ethical design of AI-enabled health insurance platforms, focusing on Utilitarian theory to address data governance and AI ethics. With extensive experience in health program management and communications, Somto has coordinated the USAID Integrated Health Program at PharmAccess Foundation, enhancing maternal and child health across several Nigerian states. Previous roles include managing communications and data compliance, advocating for universal health coverage, and developing strategic initiatives for organizations like HagueTalks and Abt Associates. Educational qualifications include a PhD in AI Ethics and Governance from Erasmus University Rotterdam, a Master's in International Communication Management from The Hague University, and a Bachelor's in Business Administration from the University of Abuja.