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Michael Freddo is currently the Director of Strategy at Equabli, Inc, where Michael focuses on tackling the delinquency and default stages of the consumer credit lifecycle. Prior to this role, Michael held various positions at Encore Capital Group, including Director of Client Success & Operations Analytics. Michael also has experience as a Wealth Management Intern at Merrill Lynch. Michael holds a Bachelor of Science in Economics from California Polytechnic State University-San Luis Obispo.