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Francisco Javier Espinoza Egger serves as Subgerente de experiencia a clientes at Dimacofi since May 2023. Previously held the position of Gerente de Operación Comercial at Tiaxa from February 2008 to August 2023, where significant contributions included the development of a new scoring model and enhancements to money advancement platforms, leading to a 5% increase in revenue. Francisco also worked as Jefe de Análisis de Negocios, focusing on the creation and maintenance of key performance indicators (KPIs) and engaging with clients to anticipate market changes. Earlier experience includes serving as Jefe de Aplicaciones Interactivas, overseeing software development and application management across Latin America and Chile. Prior to Tiaxa, Francisco was Jefe de Proyectos at ADBRAINTAGE, leading project implementations in notable organizations like Embotelladora Andina and CCU Chile. Educational qualifications encompass an MBA from Universidad de Santiago de Chile and a degree in Ingeniero Civil Industrial from Universidad Mayor, alongside studies in electrical engineering.