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Jose Ugarte is a highly experienced software engineer and director with a focus on financial services. Currently serving as a Senior Software Engineer at emagine Consulting since April 2020, Jose specializes as a Senior FX Developer for Bank of America. In addition, Jose has held a director position at Spire Ltd since August 2009, delivering software development services tailored for the finance industry, including expertise in FX options, risk and pricing, PnL explain, equity trading, and FIX protocol. Previous roles include software development positions at Bank of America Merrill Lynch, BNP Paribas, HBOS, Intelligent Financial Services Ltd, and an internship at Farpasa. Jose Ugarte holds a Bachelor of Engineering in Industrial Engineering from Universidad de Lima.